Nice Lingerie Biography
Source:- Google.com.pkA New York City startup called Parcel Inc. has raised $1 million in seed funding to grow a delivery service that helps city dwellers get the packages they bought online without the hassles of having to pick them up at a mail center or lug them home from work.
Founder and Chief Executive Jesse Kaplan said Parcel users attain a unique ID from his startup, and when they shop online, they have their orders sent to Parcel’s facilities instead of to their own city addresses.
This proves especially useful if they don’t have the luxury of doormen to sign for their packages or can’t sit around at home waiting for their new iPhones or shoes from Zappos, he said.
Parcel then delivers the packages after hours, when customers are home, within a one-hour window.
For now, Parcel operates in Manhattan only, with a new “beta” service starting in Brooklyn on Monday. The company only handles items that are less than two feet in any dimension and weigh 30 pounds or less.
Early customers have included residents in New York City apartments that lack doormen or a secured mailroom, and a range of small local businesses that use Parcel to keep inventory in stock, or to deliver it to their customers. Those include a lingerie boutique, an ice cream shop and a nursery that sells plants and gardening supplies.
Liberty City Ventures led the investment in Parcel, joined by Great Oaks Venture Capital, TechStars founder David Cohen and Galvanize, with other individual investors.
Dorothy Jean Chang, a partner at Liberty City Ventures, said investors expect the startup to increase both the number of customers it serves overall and the number of deliveries it makes to each customer.
One way the company hopes to expand its business is by striking relationships with retailers that sell online to New Yorkers. They could incorporate Parcel delivery as an option at checkout, Mr. Kaplan suggested, which would eliminate shopper’s frustration with waiting to receive the items they want. It could also help retailers avoid having products returned because they did not arrive in time for an important event.
Parcel currently employs a small staff of about 10 full- and part-time workers. It plans to hire more in anticipation of increased demand for its service during the holiday season.
Investors have been pouring seed and venture funding into an array of delivery services in recent years.
Examples have included Postmates Inc., Favor Inc. and TaskRabbit Inc., which send couriers to stores as personal shoppers to pick up what users need that day; Instacart Inc., MunchieDelivery.com, Greenling Inc. and Relay Foods, which offer same-day grocery and organic food delivery in different U.S. markets; and Boxbee Inc. and Makespace Labs Inc., which offer “mini-storage” services and allow users to have specific items sent to them on demand from their warehouses.Hoping to do for personal finance what Expedia and other sites did for travel, Credit Karma Inc. has raised $75 million in growth funding from major late-stage investors at a valuation of more than $1 billion.
Previous investors Google Capital , Tiger Global Management and Susquehanna Growth Equity contributed to Credit Karma’s new financing.
Investors have poured money into services like LendingClub, Prosper, SoFi, LendUp and Avant Credit that offer new ways for consumers to obtain loans online. Unlike these peer-to-peer and alternative loan providers, San Francisco-based Credit Karma helps consumers figure out which financial institutions offer the best terms.
The company provides free credit reports and helps consumers search for favorably priced financial products, such as credit cards, loans or mortgages. U.S. consumers topped $3 trillion in debt last year, according to the Federal Reserve.
Less than a year ago, the company raised $85 million in a Series C round of funding led by Google Capital, a late-stage investment vehicle launched last year by Google Inc. The new investment brings Credit Karma’s total venture funding to $193.5 million.
Credit Karma Chief Executive Ken Lin described the company as “Expedia for financial services products,” recalling a time when it was difficult for travelers to book a trip online with confidence they were getting a good deal.
Credit Karma also provides its users with tools to track their finances, and educational materials to help them understand everything from how to improve their credit scores to what their options may be for a student or auto loan given their current income.
“People want the ability to borrow and consume. We want them to be more educated around how credit works and to lower the cost of borrowing,” Mr. Lin said.
Instead of charging consumers for these services, Credit Karma makes money through partner sponsorships with financial institutions. Financial institutions pay Credit Karma only when its members actually buy one of their products.
“We understand a financial institution’s credit requirements and complex underwriting algorithms. We also understand what consumers need and what will bring them the best value,” the CEO said.
Founded in 2008, Credit Karma works with dozens of major banks including nine out of the top ten in the U.S., Mr. Lin said, and increasingly a range of alternative credit providers such as Lending Club and Prosper. It does not work with so-called payday loan businesses, which Mr. Lin said are predatory.
The company claims to have about 32 million users. It does not sell user data or send its users frequent emails or advertising. All promotions that users receive are opt-in.
The company has never suffered a data breach, Mr. Lin said. However a vendor that Credit Karma no longer works with once temporarily disabled an encryption feature of its mobile apps, leading to a complaint and settlement with the Federal Trade Commission over privacy risk concerns.
The company now does its mobile development and user management in-house.
Tiger Global declined to comment. Google Capital and Susquehanna didn’t immediately respond to requests for comment.
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